Money touches every part of life. We need it for food, shelter, family, and even to help others. Yet it can also cause stress, arguments, and wrong choices. The book of Proverbs gives practical, timeless advice about handling money in a way that honors God and brings peace.
Proverbs 22:7 lays it out plainly: “The rich rules over the poor, and the borrower is the slave of the lender.” (ESV)
Debt puts us under someone else’s control. It steals freedom and adds worry. Proverbs warns us to avoid borrowing when possible and to pay back what we owe quickly.
On the other side, generosity brings blessings. Proverbs 11:24-25 says, “One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want. Whoever brings blessing will be enriched, and one who waters will himself be watered.” (ESV)
When we give with open hands, God somehow makes sure we do not run dry. Holding tight out of fear often leads to a lack.
Proverbs 30:8-9 shows a wise prayer about money: “Remove far from me falsehood and lying; give me neither poverty nor riches; feed me with the food that is needful for me, lest I be full and deny you and say, ‘Who is the LORD?’ or lest I be poor and steal and profane the name of my God.” (ESV)
This person asks God for just enough. Too little might tempt us to sin. Too much might make us forget we need God. Contentment with what we have is the goal.
Proverbs 13:11 adds, “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” (ESV)
Get-rich-quick schemes usually fail. Steady, honest work and saving build lasting wealth.
Proverbs 21:20 says, “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” (ESV)
The wise person saves and plans ahead. The foolish one spends everything as soon as it comes in.
These truths are simple but powerful. Work hard, spend less than you make, avoid debt, give generously, and stay content. Trust God to provide instead of chasing more and more.
In real life, this means making a budget and sticking to it. It means saying no to impulse buys. It means giving to your church or someone in need, even when money feels tight. It means thanking God for daily bread instead of complaining about what you do not have.
I have watched people trapped by debt lose sleep and joy. I have also seen generous, content people experience God’s provision in surprising ways.
Money is a tool, not a master. Handle it wisely, and it will serve you well.
What about you? Where can you apply one of these proverbs to your money this week? Start small, trust God, and watch Him work.